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	<title>Comments on: National Health Care and Firm Competitiveness</title>
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		<title>By: Tano</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-98014</link>
		<dc:creator>Tano</dc:creator>
		<pubDate>Sat, 16 Sep 2006 18:22:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-98014</guid>
		<description>Ray,

You seem to be stuck on a notion that no one is proposing. Its not national health CARE that is under discussion. It is national health INSURANCE. Blame goes to Verdon for misrepresenting my statement in his original post.

As for outsourcing, well, that is an issue that is so yesterday. Do you have any idea how many government servies are out-sourced today? (personal aside - I work for a private firm that contracts with the NIH. 20 years ago I would have been employed directly by the NIH to do my job). 

Besides, we are not talking here about moving governemnt jobs out to the private sector - rather simply NOT moving private jobs into the federal system.

Corruption is a constant in life, and is not in any way less prevelant in the private sector than the public. And politicians will say anything in a campaign, so I dont think you concerns in that regard count for much.</description>
		<content:encoded><![CDATA[<p>Ray,</p>
<p>You seem to be stuck on a notion that no one is proposing. Its not national health CARE that is under discussion. It is national health INSURANCE. Blame goes to Verdon for misrepresenting my statement in his original post.</p>
<p>As for outsourcing, well, that is an issue that is so yesterday. Do you have any idea how many government servies are out-sourced today? (personal aside - I work for a private firm that contracts with the NIH. 20 years ago I would have been employed directly by the NIH to do my job). </p>
<p>Besides, we are not talking here about moving governemnt jobs out to the private sector - rather simply NOT moving private jobs into the federal system.</p>
<p>Corruption is a constant in life, and is not in any way less prevelant in the private sector than the public. And politicians will say anything in a campaign, so I dont think you concerns in that regard count for much.</p>
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		<title>By: Ray</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-98008</link>
		<dc:creator>Ray</dc:creator>
		<pubDate>Sat, 16 Sep 2006 16:37:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-98008</guid>
		<description>&lt;blockquote&gt;No Ray, none of that need happen. You could outsource all the administration to the existing private insurance infrastructure. Pool the risk, guarantee a policy to all, but let the private sector compete to provide the service.&lt;/blockquote&gt;

In that case, why nationalize health care at all?  If you use existing private infrastructure to provide a service, what justification can there be for  government involvement? You want to guarantee a policy to all, but how do we decide which policy would be considered correct out of the various policies that are offered and how would you fund them? The best approach would be to use federal dollars to purchase private insurance policies for those who can&#039;t afford it (the outsourcing you describe), but then we run into the problem of possible corruption in the selection of companies and policies provided.  I can imagine the political infighting that would occur under that scenario!  

Can&#039;t you hear the campaign commercials already?  &quot;Senator X has a daughter that&#039;s married to a clerk that works for the health insurance company that issued the policy for her cousins son at tax payers expense!  That&#039;s proof of the corruption that permeates the office of Senator X!  Vote for me and I&#039;ll make sure that this type of corruption does not occur!&quot;

Also, how do you overcome the resistance of federal employees to allow outsourcing jobs that the the employees and their unions would want to keep with in the government?  Do you really believe that the federal employees would allow outsourcing?  I doubt that!</description>
		<content:encoded><![CDATA[<blockquote><p>No Ray, none of that need happen. You could outsource all the administration to the existing private insurance infrastructure. Pool the risk, guarantee a policy to all, but let the private sector compete to provide the service.</p></blockquote>
<p>In that case, why nationalize health care at all?  If you use existing private infrastructure to provide a service, what justification can there be for  government involvement? You want to guarantee a policy to all, but how do we decide which policy would be considered correct out of the various policies that are offered and how would you fund them? The best approach would be to use federal dollars to purchase private insurance policies for those who can't afford it (the outsourcing you describe), but then we run into the problem of possible corruption in the selection of companies and policies provided.  I can imagine the political infighting that would occur under that scenario!  </p>
<p>Can't you hear the campaign commercials already?  "Senator X has a daughter that's married to a clerk that works for the health insurance company that issued the policy for her cousins son at tax payers expense!  That's proof of the corruption that permeates the office of Senator X!  Vote for me and I'll make sure that this type of corruption does not occur!"</p>
<p>Also, how do you overcome the resistance of federal employees to allow outsourcing jobs that the the employees and their unions would want to keep with in the government?  Do you really believe that the federal employees would allow outsourcing?  I doubt that!</p>
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		<title>By: Tano</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-97994</link>
		<dc:creator>Tano</dc:creator>
		<pubDate>Sat, 16 Sep 2006 06:54:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-97994</guid>
		<description>No Ray, none of that need happen. You could outsource all the administration to the existing private insurance infrastructure. Pool the risk, guarantee a policy to all, but let the private sector compete to provide the service.</description>
		<content:encoded><![CDATA[<p>No Ray, none of that need happen. You could outsource all the administration to the existing private insurance infrastructure. Pool the risk, guarantee a policy to all, but let the private sector compete to provide the service.</p>
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		<title>By: Ray</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-97987</link>
		<dc:creator>Ray</dc:creator>
		<pubDate>Sat, 16 Sep 2006 04:36:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-97987</guid>
		<description>If we nationalise heath care in America and adopt a single payer system, what effect would that have on the current health insurance industry?  Wouldn&#039;t that decimate the industry and force thousands of people out of a job?  Wouldn&#039;t that effect the stock market and it&#039;s investors that trade in insurance stock?  Wouldn&#039;t that force investors to sell their now worthless stocks?  Wouldn&#039;t that cause a massive decline in capitol investments?  Wouldn&#039;t that have a negative effect on the economy?

How about the people that work for insurance companies?  What would happen to them, their retirements and their investments? Perhaps they will get jobs with the now massive federal health insurance program?  Would that mean that these new employees will receive union wages and benefits?  Wouldn&#039;t that mean that the labor costs will rise dramatically?   Wouldn&#039;t that increase the costs directly? Wouldn&#039;t that mean a dramatic rise in taxes?  You bet it wold!  Suddenly, it seems that the cost of national health insurance doesn&#039;t seem so small does it?</description>
		<content:encoded><![CDATA[<p>If we nationalise heath care in America and adopt a single payer system, what effect would that have on the current health insurance industry?  Wouldn't that decimate the industry and force thousands of people out of a job?  Wouldn't that effect the stock market and it's investors that trade in insurance stock?  Wouldn't that force investors to sell their now worthless stocks?  Wouldn't that cause a massive decline in capitol investments?  Wouldn't that have a negative effect on the economy?</p>
<p>How about the people that work for insurance companies?  What would happen to them, their retirements and their investments? Perhaps they will get jobs with the now massive federal health insurance program?  Would that mean that these new employees will receive union wages and benefits?  Wouldn't that mean that the labor costs will rise dramatically?   Wouldn't that increase the costs directly? Wouldn't that mean a dramatic rise in taxes?  You bet it wold!  Suddenly, it seems that the cost of national health insurance doesn't seem so small does it?</p>
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		<title>By: RJN</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-97845</link>
		<dc:creator>RJN</dc:creator>
		<pubDate>Fri, 15 Sep 2006 06:07:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-97845</guid>
		<description>The best way to reduce health care costs and, at the same time, make more health care available is to restrict employer - particularly government - health plans to major medical only.

As a start, I would propose a $1000 deductible policy as the most any employer could offer. This would make sharper, and less wasteful, medical care customers.</description>
		<content:encoded><![CDATA[<p>The best way to reduce health care costs and, at the same time, make more health care available is to restrict employer - particularly government - health plans to major medical only.</p>
<p>As a start, I would propose a $1000 deductible policy as the most any employer could offer. This would make sharper, and less wasteful, medical care customers.</p>
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		<title>By: Tano</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-97841</link>
		<dc:creator>Tano</dc:creator>
		<pubDate>Fri, 15 Sep 2006 05:48:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-97841</guid>
		<description>As to competitiveness, my remarks were aimed at the position American companies would have in the global marketplace, where they must now compete with companies that have much lighter responsibilities with regard to their workers health care costs.</description>
		<content:encoded><![CDATA[<p>As to competitiveness, my remarks were aimed at the position American companies would have in the global marketplace, where they must now compete with companies that have much lighter responsibilities with regard to their workers health care costs.</p>
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		<title>By: Tano</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-97838</link>
		<dc:creator>Tano</dc:creator>
		<pubDate>Fri, 15 Sep 2006 05:25:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-97838</guid>
		<description>In your simple example, the worker in the first case takes home $810, and has health insurance which cost his employer $100, which causes you to arrive at the figure of $910 in goods and services he consumes. Is this right?

In the second example, he takes home $890 dollars, and has health insurance which is funded out of the $110 he pays in taxes.

In both cases he has health insurance. In one case he takes home $810 (for use in WalMart), in the other he takes home $890 for such use. And you claim that the latter case will depress consumption.

Please help this poor biologist to understand your point.</description>
		<content:encoded><![CDATA[<p>In your simple example, the worker in the first case takes home $810, and has health insurance which cost his employer $100, which causes you to arrive at the figure of $910 in goods and services he consumes. Is this right?</p>
<p>In the second example, he takes home $890 dollars, and has health insurance which is funded out of the $110 he pays in taxes.</p>
<p>In both cases he has health insurance. In one case he takes home $810 (for use in WalMart), in the other he takes home $890 for such use. And you claim that the latter case will depress consumption.</p>
<p>Please help this poor biologist to understand your point.</p>
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		<title>By: M. Murcek</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-97825</link>
		<dc:creator>M. Murcek</dc:creator>
		<pubDate>Fri, 15 Sep 2006 03:35:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-97825</guid>
		<description>Collectivism.  It doesn&#039;t scale past ants and bees to roaches even, but the true believers will never be convinced. When you meet someone at a cocktail party who says &quot;True communism has never been tried...&quot; you are meeting an idiot.</description>
		<content:encoded><![CDATA[<p>Collectivism.  It doesn't scale past ants and bees to roaches even, but the true believers will never be convinced. When you meet someone at a cocktail party who says "True communism has never been tried..." you are meeting an idiot.</p>
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		<title>By: Anderson</title>
		<link>http://www.outsidethebeltway.com/archives/national_health_care_and_firm_competitiveness/comment-page-1/#comment-97820</link>
		<dc:creator>Anderson</dc:creator>
		<pubDate>Fri, 15 Sep 2006 03:13:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.outsidethebeltway.com/archives/2006/09/national_health_care_and_firm_competitiveness/#comment-97820</guid>
		<description>&lt;em&gt;If the labor market is also competitive, which most are, then wages would rise&lt;/em&gt;

And yet, obviously, labor isn&#039;t terribly competitive, given wage stagnation.

Regardless, I think the better argument is that the employer-based system has other costs--the problems with switching jobs, for ex.</description>
		<content:encoded><![CDATA[<p><em>If the labor market is also competitive, which most are, then wages would rise</em></p>
<p>And yet, obviously, labor isn't terribly competitive, given wage stagnation.</p>
<p>Regardless, I think the better argument is that the employer-based system has other costs--the problems with switching jobs, for ex.</p>
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