Tell Your Healthcare Insurance Story
I’m hearing quite a bit these days both in the media and in the blogosphere about “rescission”, the term that’s being used for summary cancellation of people’s healthcare insurance, presumably due to pre-existing conditions unreported at the time the policy was written or some other reason or pretext.
I’ve carried healthcare insurance, been insured by my employer, or been covered under my family’s healthcare insurance over a period of well over a half century. Neither, I, my family, my siblings or their families, nor, to the best of my knowledge, anybody I know has had this experience even though hundreds of thousands of dollars in claims have been paid by their insurance companies over the years.
Contrariwise, the insurance companies insist that those whose insurance is cancelled for anything other than non-payment is very, very small: 1% or less. I have personal first-hand experience of insurance companies bending their rules in favor of insureds rather than the other way around.
However, I’d like to get some idea of the scale and scope of the problem. So, in a completely non-scientifiic, unverifiable, and biased study, I’m going to ask for readers to contribute their own experiences with having their health insurance cancelled for any reason other than non-payment.
Please tell your story. First-hand experiences only, please. No hearsay.